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Klarna Payments

Part 1: How it works

Shop now. Pay later with Klarna.

We’re excited to announce we have partnered with Klarna to bring you new ways to pay at checkout. It’s a safe and simple way to get the stuff you want, when you want it.

Klarna Finance Banner

*Representative example: Representative APR (variable) 18.9% APR
with an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a.

Here’s how it works:

Step 1
Add products to your cart and select “Klarna” when you check out

Step 2
Enter a few personal details and you’ll know instantly if you’re approved

Step 3
Klarna will send you an email confirmation and reminders when it’s time to pay

Step 4
You can complete your future Klarna purchases with just one click

Part 2: Payments Information

Pay in 3 interest-free instalments

Shop today and split purchases into 3 equal interest-free instalments. Zero interest and never any fees. Simply enter your card details and automatic payments are taken every 30 days.

Pay In 3

Financing - Spread the Cost Over 6, 12 or 24 Months

Apply for monthly payments on finance during checkout. It’s a user-friendly application process with an instant decision. If approved, you can manage your payments and get payment reminders in the Klarna App.

Spread The Cost 

*Representative example: Representative APR (variable) 18.9% APR
with an assumed credit limit of £1,200 and a purchase rate of 18.9% p.a.

SMS Food Equipment is authorised and regulated by the Financial Conduct Authority and acts as a credit intermediary and not a lender, offering credit products provided by a limited number of finance providers, including Klarna Bank AB (publ).

Please note that the following products are not regulated by the FCA: 'Pay in 3 instalments'.

Finance is only available to permanent UK residents aged 18+, subject to status, terms and conditions apply.

Klarna Bank AB (publ) is authorised by the Swedish Financial Supervisory Authority and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Details about the extent of this regulation by the Financial Conduct Authority and Prudential Regulation Authority are available from Klarna Bank AB (publ) on request.

Part 3: About Klarna

Pay online or in the app

Review your latest purchases and make payments in the Klarna app or online.

Safe and secure

With Klarna, you are always covered through Klarna’s Buyer Protection policy. Modern safeguards protect your information to prevent unauthorized purchases.

Frequently asked questions

Visit our FAQ page https://www.klarna.com/uk/customer-service/ to find out more about using Klarna.

About Klarna

At Klarna, we have a relentless focus on creating the best shopping experience in the world. We believe payments are so much more than just a way to send money. That’s why our smooth payment methods give you more time, control and joy so you can focus on the things you love.

  • 90 million shoppers are using Klarna.
  • 200,000 retailers are working with us worldwide.
  • We’ve been powering online checkouts for 15 years.